Discover new lending possibilities with Sterling Commercial Credit's Unitranche Loans. Our Unitranche Loans and Junior Capital Loans, when paired with an ABL line, offer a comprehensive financing solution for businesses seeking integrated and streamlined capital structures.
Unitranche financing offers small and medium-sized enterprises flexibility, transparency, and simplicity absent in traditional lending. Our tech-enabled lender delivers unitranche loans that combine various loan structures into a single debt agreement, addressing complications faced by smaller businesses in obtaining capital.
Certainty and Efficient Closure: Simplify negotiations with a single loan agreement and counterparty, ensuring a smoother and more efficient closing process. Particularly beneficial in time-sensitive scenarios like acquisitions with tight timelines.
Simple Structure with Flexible Repayment Terms: Streamline financial covenants and negotiations by dealing with only one set of terms. The repayment structure can be customized to align with your business’s unique cash flow profile, providing flexibility.
Cost Reduction: Experience reduced costs by dealing with a single debt instrument. This not only simplifies the process but also eliminates the need for numerous legal documents, including intercreditor agreements.
Unitranche Loans & Junior Capital Loans: Explore the integrated financing solution for businesses seeking streamlined and comprehensive capital structures.
Integration with Existing ABL Lines:Seamlessly integrate unitranche financing with existing Asset-Based Lending (ABL) lines, providing a holistic financing approach.
Tailored Solutions for Diverse Capital Needs: Receive personalized financial solutions designed to meet the specific and diverse capital requirements of your business.
Before 2005, the introduction of unitranche financing addressed a gap in accessible financing for lower middle-market companies. Traditional lenders' strict requirements often excluded smaller enterprises. Unitranche loans provided a more accessible and favorable option, eliminating the need for multiple debt securities and accommodating specific financial objectives.
Sterling Commercial Credit's Unitranche Loans offer flexible terms, speed, and certainty of closure. Utilizing state-of-the-art technology, we automate processes for faster and more comprehensive funding than other lenders. The simplicity and flexibility of unitranche loans are inherent in our lending practice, enabling quicker and more competitive actions in the marketplace. Contact us today to learn how you can get started, with financing options up to $30M in under 30 days.