At Sterling Commercial Credit, we empower businesses of all sizes to thrive by offering comprehensive Asset-Based Lending (ABL) solutions. Tailored to your unique needs, our financial products provide flexible and accessible capital, fueling growth, managing working capital, and optimizing financial strategies.
Asset-based lending (ABL) refers to loans secured by a variety of assets, utilizing the liquid, current assets (such as accounts receivable and/or inventory) or fixed assets (such as plant, property, and equipment) of a business as collateral. The credit risk of ABL is minimized by relying on the value of the underlying collateral.
Commercial finance, also known as commercial credit, is a term associated with the industry group of asset-based lenders that provides various types of asset-based loans to business and commercial borrowers. Asset-based lenders, often termed secured lenders, can meet your asset-based finance needs with the stability to foster a long-term relationship.
Expertise and Experience: Leverage our years of industry expertise to gain strategic financial solutions tailored to your unique circumstances.
Adaptable Terms: Enjoy repayment terms that accommodate the dynamic nature of your operations.
Seamless Integration: Our ABL solutions seamlessly integrate with existing lines of credit, streamlining your capital structure for growth initiatives.
Versatile Financing: Combine receivables financing with equipment, real estate, and inventory financing based on your individual needs.
Loan Commitments: Ranging from $2,000,000 to over $30,000,000.
Strategic Revolving Lines of Credit: Secured by Accounts Receivable (A/R) and Inventory.
Transparent Monitoring: Utilize our Borrowing Base Reporting for clear and efficient monitoring.
Secured Term Loans: Extend beyond traditional boundaries, securing your needs with Equipment and Commercial Real Estate financing.
Asset-Based Lending (ABL) offers a dynamic solution for businesses to obtain working capital by leveraging accounts receivables. This arrangement allows pledging receivables and inventory in exchange for a credit line or loan, with borrowing determined by the value of eligible assets. Explore how ABL can benefit your business with Sterling Commercial Credit.