Product Comparison

Purchase
Order
Bronze Invoice Factoring Silver Invoice Factoring Gold Invoice Factoring Ledgered Line of Credit ABL Line
of Credit
Loan
Size
$25,000-
$100,000
$25,000-
$100,000
$100,000-
$250,000
$250,000-
$1,000,000
$250,000-
$3,000,000
$250,000-
$3,000,000
Advance Rate 40.0% 75.0% 80.0% 85.0% 85.0% 85.0%
Risk
Profile
Very High Highest Moderate Moderate Moderate Low
Pricing 4% per month 3% per month 2% per month 1.50% per month Prime + 4% + Service Fee Prime + 4% + Service Fee
Key
Features
  1. PO Converts in less than 60 days
  2. Gross Margin is < 40%
  3. Debtor Quality
  4. Historical Payment from Debtor
  5. Bank Statement Activity Last 90 days
  1. Spot Factoring
  2. Cash Paid to Lockbox
  3. Under 12 debtors
  4. Quick Set up 3 days
  5. Invoice Mail Service
  6. Monthly Statement Service
  7. Collection Calls at 31, 45, 60 days
  1. Cash Dominion of Funds
  2. Weekly or Daily Funds
  3. Debtors from 10-100
  4. Annual sales of $1M to $5M
  5. Balance Sheet Negative Equity
  1. Cash Dominion of Funds
  2. Weekly or Daily Funds
  3. Debtors from 10-100
  4. Annual sales of $2M to $20M
  5. Balance Sheet Equity
  1. Cash Dominion of Funds
  2. Weekly or Daily Funds
  3. Debtors from 10-100
  4. Annual sales of $2M to $20M
  5. Debt/TNW 25x:1 or better
  6. Accounts Receivable Only
  1. Cash Dominion of Funds
  2. Weekly or Daily Funds
  3. Debtors from 10-100
  4. Annual sales of $2M to $20M
  5. Debt/TNW 12x:1 or better
  6. A/R + Inventory
  7. A/R + Inventory + Machinery