Sterling Commercial Credit provides asset based lending solutions to small businesses by purchasing credit worthy accounts receivable (A/R financing) and providing asset based lines of credit secured by receivables and inventory. Accounts receivable financing is appealing to businesses that do not yet meet the criteria for traditional bank financing; however have significant short-term assets that can be sold or pledged as collateral. SCC's target customer base consists of businesses in the service, manufacturing, wholesale, distribution and transportation industries with total annual revenue from $1MM to $15MM dollars.

Sterling Commercial Credit offers asset based lines of credit and account receivable factoring facilities. Lendable collateral consists of accounts receivable, inventory, and machinery & equipment.